Installment Loans in Utah


Type of Loan


Loan Amount

$150 – $1,000*

Loan Term

~  8 Months

Expedited Funding

Same or Next Business Day**

The loan request must be finalized and approved by 1:30 PM EST Mon – Fri to receive the funds on the same business day. All other requests received after the cut off time or on a bank holiday will be processed on the next business day.


*First time customer maximum loan amount is $500.

**Additional fee applies for expedited funding

For detailed information on the annual percentage rate (APR) and all other applicable terms to your loan governed in the state of Utah, please refer to your loan agreement.

Need a loan now? We’re here to help.

Get an Online Loan in Utah

If you live in Utah and need an online loan, look no further than FastWireCash. FastWireCash is a licensed lender in the state of Utah which means we lend you the cash directly, not refer you to other lenders. Our online application form takes just minutes to complete and can be completed with the help of one of our customer support specialists.

We offer installment loans that can be obtained online or by phone. These loans are typically for emergency situations and unexpected expenses. You can borrow $150 to $1000 with our Utah installment loans. The loan is paid back in installments over approximately 8 months. FastWireCash advises all of our customers to pay off their loan early before the final due date to minimize the total cost of the loan as there are no prepayment penalties.

Get in contact with us through phone, email or text message.


Expedited Funding is available

We know that in times of emergencies cash is needed as soon as possible. We offer the option of receiving your funds on the same business day with our Expedited Funding service. There is a cut off time of 3:30 pm EST, Monday – Friday, any loans processed after 3:30 pm EST will be funded on the next business day. There is a nominal fee for expedited funding.


The Cost of an Installment Loan

Our installment loans are priced competitively and fully adhere to the Utah state laws. The APR range varies based on your loan amount, duration, pay frequency and history with us. Please see your loan agreement for the exact APR and cost for your loan. Making additional payments towards your principal or paying your loan off early can reduce the total cost of your loan. Early payments and payoffs can be made at any time.

This installment loan is an expensive form of borrowing and is not intended to meet long-term financial needs.


Example Loan Payment Schedule

FastWireCash Installment Loans consist of approximately equal payments with the exception of the final payment which will vary slightly. Your specific loan payment schedule will be included in your loan agreement and will be accessible to view online at Remember that there are no prepayment penalties, so you can pay the loan off at any time. Below is an example of a payment schedule for a $500.00 loan to a first time customer with bi-weekly payments and an 8 month duration. Please note that your payment schedule and APR may vary based upon your history with our company, loan duration, loan amount, and payment intervals.  A loan to a returning customer at the VIP Level will have a lower APR. Please review your loan agreement carefully to assure that you understand the terms and costs of your loan.


Annual Percentage Rate Finance Charge Amount Financed Total of Payments
The cost of your credit as a yearly rate The dollar amount the credit will cost you The amount of credit provided to you on your behalf The amount you will have paid after you have made all payments as scheduled
497.91% $1556.99 $500 $2056.99

Payment Schedule

Payment Date Payment Amount
12/19/2019 128.62
01/02/2020 128.62
Payment Date Payment Amount
01/16/2020 128.62
01/30/2020 128.62
02/13/2020 128.62
02/27/2020 128.62
03/12/2020 128.62
03/26/2020 128.62
04/09/2020 128.62
04/23/2020 128.62
05/07/2020 128.62
05/21/2020 128.62
06/04/2020 128.62
06/18/2020 128.62
07/02/2020 128.62
07/16/2020 128.57


State License

Cypress Creek Financial, LLC DBA FastWireCash is a proud licensed lender in the state of Utah and the loan agreement is governed by applicable laws of your state. Click here for contact information.

Utah State Certificate 2020


Have any more questions about Online Installment Loans in Utah?

Check out our FAQs page or call our customer service team at 800-540-0504. You can also text us at 63591 or email [email protected]. We will be happy to assist you.