Installment Loans in New Mexico


Type of Loan


Loan Amount

$200 – $1400*

Loan Term

~ 18 Months

If you are paid Bi-Weekly there will be 36 Scheduled Installment Payments, Semi-Monthly 34 Scheduled Installment Payments, Monthly 17 Scheduled Installment Payments and Weekly 73 Scheduled Installment Payments.


*First time customer maximum loan amount is $500.

For detailed information on the annual percentage rate (APR) and all other applicable terms to your loan governed in the state of New Mexico, please refer to your loan agreement.

Need a loan now? We’re here to help.

Online Installment Loans

FastWireCash is an online lender licensed in the state of New Mexico. We provide installment loans to help you with your emergency cash needs. We understand that unanticipated expenses occur, and you may need extra cash in a timely manner.

The online application process is quick and simple. You can complete the short online application form yourself or call one of our customer support specialists to walk you through the process. The approval process is fast and upon approval you can receive the funds on the next business day.

A New Mexico Installment Loan is repaid in installments over a specified time 18 months. FastWireCash encourages our customers to pay off their loan early to minimize the total cost of the loan and there are no prepayment penalties.

You can contact us by phone, email or text message. We are here to help you with your short- term cash needs.


Installment Loan Cost

Our installment loans are competitively priced and adhere to your state laws. The APR range varies based on your loan amount, duration, pay frequency and history with us.  The Max APR is 175%. Please see your loan agreement for the exact APR for your loan. You can reduce the total cost of your loan by making additional payments towards your principal at any time or by paying off your loan early.


Example Loan Payment Schedule

Installment loans by FastWireCash consist of approximately equal payments throughout the course of the loan with the exception of the last payment which will vary slightly. The loan payment schedule is included in your loan agreement.

Remember that you can pay off the loan at any time with no prepayment penalties. Below is an example of a payment schedule of a $500.00 loan to a first-time customer with bi-weekly payments for an 18-month loan. Please note that a loan to a returning customer at the VIP Level will have a lower APR. Remember that your payment schedule and APR may vary based upon your history with our company, loan duration, loan amount, and payment intervals. Please review your loan agreement carefully to ensure that you understand the terms and costs of your loan.


Annual Percentage Rate Finance Charge Amount Financed Total of Payments
The cost of your credit as a yearly rate The dollar amount the credit will cost you The amount of credit provided to you on your behalf The amount you will have paid after you have made all payments as scheduled
174.52% $996.18 $500 $1496.18

Payment Schedule

Payment Date Payment Amount
02/07/2020 34.78
02/21/2020 34.78
Payment Date Payment Amount
03/06/2020 34.78
03/20/2020 34.78
04/03/2020 34.78
04/17/2020 34.78
05/01/2020 34.78
05/15/2020 34.78
05/29/2020 34.78
06/12/2020 34.78
06/26/2020 34.78
07/10/2020 34.78
08/07/2020 34.78
08/21/2020 34.78
09/04/2020 34.78
09/18/2020 34.78
10/02/2020 34.78
10/16/2020 34.78
10/30/2020 34.78
11/13/2020 34.78
11/27/2020 34.78
12/11/2020 34.78
12/25/2020 34.78
01/08/2021 34.78
01/22/2021 34.78
02/05/2021 34.78
02/19/2021 34.78
03/05/2021 34.78
03/19/2021 34.78
04/02/2021 34.78
04/16/2021 34.78
04/30/2021 34.78
05/14/2021 34.78
05/28/2021 34.78
06/11/2021 34.78
06/25/2021 34.78
07/09/2021 34.78
07/23/2021 34.78
08/06/2021 34.78
08/20/2021 34.78
09/03/2021 34.78
09/17/2021 35.42


State License

Cypress Creek Financial, LLC DBA FastWireCash is a licensed lender in the state of New Mexico and is governed by all applicable state laws. Click here for contact information. To obtain information on our license, visit the New Mexico State Bank Commissioner’s website. You can also call them directly at 302-739-4235.

New Mexico License


Governing Law

NM Loan Rates and Fees Disclosure

NM Important Consumer Information


Compliance Manager
6360 NW 5th Way Suite 200, Fort Lauderdale, FL 33309
Phone Number (800)844-0458
Email Address: [email protected]

This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website


Have additional questions regarding the Installment Loan product in New Mexico?

Check out our FAQs page or call our customer service team at 800-540-0504. You can also text us at 63591 or email [email protected]. We will be happy to assist you.