You agree that your telephone communications with Cypress Creek Financial, LLC or any of its subsidiaries and affiliates, and their respective successors, assigns, agents and service providers (collectively, the “Messaging Parties”) may be monitored, recorded and retained by any such Messaging Party.  You expressly consent and authorize any of the Messaging Parties to contact you at any telephone number (including wireless, landline and VOIP numbers) that you provide to a Messaging Party, [in your application, during the Messaging Parties’ servicing and/or collection of amounts you owe under an applicable account, or any other transaction or agreement involving you and the Messaging Parties] or otherwise, now or in the future, or any number you have previously provided to a Messaging Party, using an auto dialer, pre-recorded messages, text messages, ringless voicemail drop or similar technologies, in order to provide alerts and other information regarding your current or future [applications for credit, accounts or other products] you have or may have with a Messaging Party.  Message and data rates may apply.  You also expressly consent to the Messaging Parties sending email messages regarding your [application and account] to your email address, including emails delivered to a cell phone or mobile device.  [You agree that you will accept calls at your home, place of business or on a mobile telephone regarding your application or account.] You understand that calls may be automatically dialed and a message played; you understand and agree that these calls and messages may be read or listened to by anyone with access to your telephone or email account, and that such calls are not “unsolicited calls” for purposes of any state or federal law, and you expressly consent to receive such calls and messages.  You agree that the Messaging Parties are not liable for any resulting breach of privacy or for any charges or costs you incur in connection with text messaging, emails or other communication that a Messaging Party may send you.  To the extent you have the right under applicable law to revoke this authorization, you agree you may do so only by calling us at 800-540-0504 or emailing us at [email protected]. To stop text messages, reply Stop.  To stop emails, you can follow the opt-out instructions included at the bottom of the Messaging Parties’ emails.