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Understanding Payday Loans

Corporate

Legal Notice

Community Financial Services Association of America (CFSA) Financial Service Centers of America (FiSCA)
Consumer Notice:
Payday advances should be used for short term finacial needs only, not as long-term financial solution.
Customers with credit difficulties should seek credit counseling.

Fastwire Cash

A commited state
licensed lender

Fastwire Cash a state licensed lender 

 

 





Washington Rates and Terms

Governing Law
The loan agreement will be governed by the laws of the state of Washington. For contact information for the Department of Financial Institutions click here.


Loan Amount
The maximum loan amount for Washington residents will be $700.00.
Loans will be issued in $50 increments.


Loan Terms
Your loan will be due on your next payday that falls between 7 to 35 days away.


Extensions
In accordance with Washington law, your loan must be paid in full on the due date. Early payoff requests must be received at least 2 business days prior to your due date.

Fees and Charges
Your loan fees will be $15.00 per $100 borrowed for the first $500 borrowed and $10.00 per every additional $100 borrowed.

  $300 $350 $400 $450 $500
Term In Days APR**  
4 1825.00% $60.00 $63.75 $67.50 $71.25 $75.00
5 1460.00% $60.00 $63.75 $67.50 $71.25 $75.00
6 1216.67% $60.00 $63.75 $67.50 $71.25 $75.00
7 1042.86% $60.00 $63.75 $67.50 $71.25 $75.00
8 912.50% $60.00 $63.75 $67.50 $71.25 $75.00
9 811.11% $60.00 $63.75 $67.50 $71.25 $75.00
10 730.00% $60.00 $63.75 $67.50 $71.25 $75.00
11 663.64% $60.00 $63.75 $67.50 $71.25 $75.00
12 608.33% $60.00 $63.75 $67.50 $71.25 $75.00
13 561.54% $60.00 $63.75 $67.50 $71.25 $75.00
14 521.43% $60.00 $63.75 $67.50 $71.25 $75.00
15 486.67% $60.00 $63.75 $67.50 $71.25 $75.00
16 456.25% $60.00 $63.75 $67.50 $71.25 $75.00
17 429.41% $60.00 $63.75 $67.50 $71.25 $75.00
18 405.56% $60.00 $63.75 $67.50 $71.25 $75.00
19 384.21% $60.00 $63.75 $67.50 $71.25 $75.00
20 365.00% $60.00 $63.75 $67.50 $71.25 $75.00

Click here to view our License or Registration

If you have questions about your rights and responsibilities when taking out a payday loan, contact the Department of Financial Institutions at 1-877-746-4334, or 360-902-8700, or 150 Israel Road S.W., Tumwater, Washington, 98501 or www.dfi.wa.gov

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