Governing Law
The loan agreement will be governed by the applicable laws click here.


Loan Amount
The minimum loan amount for Rhode Island residents will be $ 100.00.
The maximum loan amount for Rhode Island will be $ 500.00.
Loans will be issued in $50 increments.


Loan Terms
Your loan will be due on your next payday that falls between 4 and 35 days away.


Extensions
You may extend your loan a maximum of 4 times by paying an additional fee before the full amount must be satisfied. Extensions, partial payments, and early payoff requests must be received at least 2 business days prior to your due date. You can request these updates to your loan by logging into your member account.


Fees and Charges
Your loan fees will be $30.00 per $100 borrowed.

		$150	$200	$250	$300	$350	$400	$450	$500
Term In Days APR**
4	2737.50%	$45.00	$60.00	$75.00	$90.00	$105.00	$120.00	$135.00	$150.00
5	2190.00%	$45.00	$60.00	$75.00	$90.00	$105.00	$120.00	$135.00	$150.00
6	1825.00%	$45.00	$60.00	$75.00	$90.00	$105.00	$120.00	$135.00	$150.00
7	1564.29%	$45.00	$60.00	$75.00	$90.00	$105.00	$120.00	$135.00	$150.00
8	1368.75%	$45.00	$60.00	$75.00	$90.00	$105.00	$120.00	$135.00	$150.00
9	1216.67%	$45.00	$60.00	$75.00	$90.00	$105.00	$120.00	$135.00	$150.00
10	1095.00%	$45.00	$60.00	$75.00	$90.00	$105.00	$120.00	$135.00	$150.00
11	995.45%	$45.00	$60.00	$75.00	$90.00	$105.00	$120.00	$135.00	$150.00
12	912.50%	$45.00	$60.00	$75.00	$90.00	$105.00	$120.00	$135.00	$150.00
13	842.31%	$45.00	$60.00	$75.00	$90.00	$105.00	$120.00	$135.00	$150.00
14	782.14%	$45.00	$60.00	$75.00	$90.00	$105.00	$120.00	$135.00	$150.00
15	730.00%	$45.00	$60.00	$75.00	$90.00	$105.00	$120.00	$135.00	$150.00
16	684.38%	$45.00	$60.00	$75.00	$90.00	$105.00	$120.00	$135.00	$150.00
17	644.12%	$45.00	$60.00	$75.00	$90.00	$105.00	$120.00	$135.00	$150.00
18	608.33%	$45.00	$60.00	$75.00	$90.00	$105.00	$120.00	$135.00	$150.00
19	576.32%	$45.00	$60.00	$75.00	$90.00	$105.00	$120.00	$135.00	$150.00
20	547.50%	$45.00	$60.00	$75.00	$90.00	$105.00	$120.00	$135.00	$150.00
21	521.43%	$45.00	$60.00	$75.00	$90.00	$105.00	$120.00	$135.00	$150.00