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Understanding Payday Loans

Corporate

Legal Notice

Community Financial Services Association of America (CFSA) Financial Service Centers of America (FiSCA)
Consumer Notice:
Payday advances should be used for short term finacial needs only, not as long-term financial solution.
Customers with credit difficulties should seek credit counseling.

Fastwire Cash

A commited state
licensed lender

Fastwire Cash a state licensed lender 

 

 





Pennsylvania Rates & Terms 

Governing Law
The loan agreement will be governed by the applicable laws, click here.

Loan Amount
The minimum loan amount for Pennsylvania residents will be $ 100.00. The maximum loan amount for Pennsylvania will be $ 500.00. Loans will be issued in $50 increments

Loan Terms
Your loan will be due on your next payday that falls between 4 and 35 days away.

Extensions
You may extend your loan a maximum of 4 times by paying an additional fee before the full amount must be satisfied. Extensions, partial payments, and early payoff requests must be received at least 2 business days prior to your due date. You can request these updates to your loan by logging into your member account.

Fees and Charges
Your loan fees will be $30.00 per $100 borrowed.

 

 

$150

$200

$250

$300

$350

$400

$450

$500

Term In Days APR**

  

4

2737.50%

$45.00

$60.00

$75.00

$90.00

$105.00

$120.00

$135.00

$150.00

5

2190.00%

$45.00

$60.00

$75.00

$90.00

$105.00

$120.00

$135.00

$150.00

6

1825.00%

$45.00

$60.00

$75.00

$90.00

$105.00

$120.00

$135.00

$150.00

7

1564.29%

$45.00

$60.00

$75.00

$90.00

$105.00

$120.00

$135.00

$150.00

8

1368.75%

$45.00

$60.00

$75.00

$90.00

$105.00

$120.00

$135.00

$150.00

9

1216.67%

$45.00

$60.00

$75.00

$90.00

$105.00

$120.00

$135.00

$150.00

10

1095.00%

$45.00

$60.00

$75.00

$90.00

$105.00

$120.00

$135.00

$150.00

11

995.45%

$45.00

$60.00

$75.00

$90.00

$105.00

$120.00

$135.00

$150.00

12

912.50%

$45.00

$60.00

$75.00

$90.00

$105.00

$120.00

$135.00

$150.00

13

842.31%

$45.00

$60.00

$75.00

$90.00

$105.00

$120.00

$135.00

$150.00

14

782.14%

$45.00

$60.00

$75.00

$90.00

$105.00

$120.00

$135.00

$150.00

15

730.00%

$45.00

$60.00

$75.00

$90.00

$105.00

$120.00

$135.00

$150.00

16

684.38%

$45.00

$60.00

$75.00

$90.00

$105.00

$120.00

$135.00

$150.00

17

644.12%

$45.00

$60.00

$75.00

$90.00

$105.00

$120.00

$135.00

$150.00

18

608.33%

$45.00

$60.00

$75.00

$90.00

$105.00

$120.00

$135.00

$150.00

19

576.32%

$45.00

$60.00

$75.00

$90.00

$105.00

$120.00

$135.00

$150.00

20

547.50%

$45.00

$60.00

$75.00

$90.00

$105.00

$120.00

$135.00

$150.00

21

521.43%

$45.00

$60.00

$75.00

$90.00

$105.00

$120.00

$135.00

$150.00


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