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Understanding Payday Loans

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Consumer Notice:
Payday advances should be used for short term finacial needs only, not as long-term financial solution.
Customers with credit difficulties should seek credit counseling.

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licensed lender

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Noth Dakota Rates & Terms 

Governing Law
The loan agreement will be governed by the laws of the state of North Dakota. For contact information for the North Dakota Department of Financial Institutions-Consumer Division, click here.

Loan Amount
The minimum loan amount for Colorado residents will be $300.00.
The maximum loan amount for Colorado residents will be $500.00.
Loans will be issued in $50 increments.

Loan Terms
Your loan will be due on your next payday that falls between 4 and 21 days away.

Extensions
You may extend your loan a maximum of 1 time by paying an additional fee before the full amount must be satisfied. Extensions, partial payments, and early payoff requests must be received at least 2 business days prior to your due date. You can request these updates to your loan by logging into your member account, e-mailing to northdakotaloans@fastwirecash.com , or calling us at 1-800-221-9884. The maximum term of the loan and extension cannot exceed 45 days.

Fees and Charges
Your loan fees will be $20 per $100 borrowed.

  $300 $350 $400 $450 $500
Term In Days APR**  
4 1825.00% $60.00 $70.00 $80.00 $90.00 $100.00
5 1460.00% $60.00 $70.00 $80.00 $90.00 $100.00
6 1216.67% $60.00 $70.00 $80.00 $90.00 $100.00
7 1042.86% $60.00 $70.00 $80.00 $90.00 $100.00
8 912.50% $60.00 $70.00 $80.00 $90.00 $100.00
9 811.11% $60.00 $70.00 $80.00 $90.00 $100.00
10 730.00% $60.00 $70.00 $80.00 $90.00 $100.00
11 663.64% $60.00 $70.00 $80.00 $90.00 $100.00
12 608.33% $60.00 $70.00 $80.00 $90.00 $100.00
13 561.54% $60.00 $70.00 $80.00 $90.00 $100.00
14 521.43% $60.00 $70.00 $80.00 $90.00 $100.00
15 486.67% $60.00 $70.00 $80.00 $90.00 $100.00
16 456.25% $60.00 $70.00 $80.00 $90.00 $100.00
17 429.41% $60.00 $70.00 $80.00 $90.00 $100.00
18 405.56% $60.00 $70.00 $80.00 $90.00 $100.00
19 384.21% $60.00 $70.00 $80.00 $90.00 $100.00
20 365.00% $60.00 $70.00 $80.00 $90.00 $100.00
21 347.62% $60.00 $70.00 $80.00 $90.00 $100.00


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