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Understanding Payday Loans

Corporate

Legal Notice

Community Financial Services Association of America (CFSA) Financial Service Centers of America (FiSCA)
Consumer Notice:
Payday advances should be used for short term finacial needs only, not as long-term financial solution.
Customers with credit difficulties should seek credit counseling.

Fastwire Cash

A commited state
licensed lender

Fastwire Cash a state licensed lender 

 

 





Montana Rates & Terms 

Governing Law
The loan agreement will be governed by the laws of the state of Montana. Questions or complaints should be directed to the Montana Division of Banking and Financial Institutions. For additional contact information,  click here.

The State of Montana has provided a pamphlet detailing your rights as a borrower. Click on the pamphlet at the bottom of the page to view.

Loan Amount

The minimum loan amount for Montana residents will be $200.00.
The maximum loan amount for Montana residents will be $300.00.
Loans will be issued in $50 increments.

Fax of Pay-Stub
Per Montana regulations, all Montana customers must have a current pay stub on file with FastWire Cash when receiving a payday loan. If you do not have a current pay stub on file, please email or fax your current pay stub when applying for a loan to ensure quick processing. If you receive income by means other than employment, please fax or email other proof of your current Social Security, disability, alimony or child support payments.

Loan Terms
Your loan will be due on your next payday that falls between 4 and 18 days away.

Extensions
In accordance with Montana law, your loan must be paid in full on the due date. Early payoff requests must be received at least 2 business days prior to your due date.

Fees and Charges
Your loan fees will be $25.00 per $100 borrowed.

      

MontanaRates and APR

       

 

 

 

 

 

 

$200

$250

$300

Term In Days

APR**

       

4

2281.25%

$50.00

$62.50

$75.00

5

1825.00%

$50.00

$62.50

$75.00

6

1520.83%

$50.00

$62.50

$75.00

7

1303.57%

$50.00

$62.50

$75.00

8

1140.63%

$50.00

$62.50

$75.00

9

1013.89%

$50.00

$62.50

$75.00

10

912.50%

$50.00

$62.50

$75.00

11

829.55%

$50.00

$62.50

$75.00

12

760.42%

$50.00

$62.50

$75.00

13

701.92%

$50.00

$62.50

$75.00

14

651.79%

$50.00

$62.50

$75.00

15

608.33%

$50.00

$62.50

$75.00

16

570.31%

$50.00

$62.50

$75.00

17

536.76%

$50.00

$62.50

$75.00

18

506.94%

$50.00

$62.50

$75.00

19

480.26%

$50.00

$62.50

$75.00

20

456.25%

$50.00

$62.50

$75.00

NSF Fee $30.

Click here to view our License or Registration

Montana Consumer Brochure

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