Governing Law
The loan agreement will be governed by the laws of the state of Missouri. For contact information for the Missouri Division of Finance please click here.

NOTICE:

• This lender offers short term loans. Please read and understand the terms of the Loan Agreement before signing.
• You may cancel this loan without costs by returning the full principle balance to the lender by the close of the lender's next full business day.
• You are not allowed to have more than $500 in outstanding loans from the same lender and cannot use the proceeds of this loan to pay a previous loan with this lender.
• The maximum APR (Annual Percentage Rate) for your loan will be 651.79%.

Missouri Division of Finance
Harry S Truman state Office Building, room 630
PO box 716 Jefferson City, Missouri 65102
phone: (573) 751-3242

Loan Terms
Your loan will be due on your next payday that falls at least 14 days away. If your next paydate is less than 14 days away, your due date will be the following payday.

Extensions
Missouri law requires payday loan customers to pay a minimum of 5% of the loan principal at the time of making the extension. This is in addition to the loan fee that is also due at this time. This additional principal payment reduces the amount you owe and the fee paid on the subsequent renewal will be lowered accordingly.
You may extend your loan a maximum of 2 times by paying an additional fee before the full amount must be satisfied. Extension, partial payment, and early payoff requests must be received at least 2 business days prior to your due date. You can request these updates to your loan by logging into your member account.

Fees and Charges
Your loan fees will be $25.00 per $100 borrowed.

		$200	$250	$300	$350	$400	$450	$500
Term In Days APR**
14	651.79%	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
15	608.33%	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
16	570.31%	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
17	536.76%	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
18	506.94%	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
19	480.26%	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
20	456.25%	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
21	434.52%	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
22	414.77%	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
23	396.74%	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
24	380.21%	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
25	365.00%	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
26	350.96%	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
27	337.96%	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
28	325.89%	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
29	314.66%	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
30	304.17%	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00
31	294.35%	$50.00	$62.50	$75.00	$87.50	$100.00	$112.50	$125.00

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