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Understanding Payday Loans

Corporate

Legal Notice

Community Financial Services Association of America (CFSA) Financial Service Centers of America (FiSCA)
Consumer Notice:
Payday advances should be used for short term finacial needs only, not as a long-term financial solution.
Customers with credit difficulties should seek credit counseling.

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Arizona Rates & Terms 

Governing Law
The payday loan agreement will be governed by the laws of the state of Arizona. For more information, please contact the Arizona State Banking DepartmentDepartment of Financial Institutions.

Payday Loan Amounts
The minimum loan amount for Arizonaresidents is $100.00
The maximum loan amount for Arizona residents is $500.00
Payday loans will be issued in $50 increments.

Payday Loan Terms
Your loan will be due on your next payday that falls between 7 and 35 days away.

Payday Loan Extensions
You may extend your payday loan a maximum of 3 times by paying an additional fee before the full amount must be satisfied. Extensions, partial payments, and early payoff requests must be received at least 2 business days prior to your due date. You can request these updates to your payday loan by logging into your member account.

Fees and Charges
Your payday loan fees will be $17.65 per $100 borrowed.

    

 

$200

$250

$300

$350

$400

$450

$500

Term In Days

APR**

Finance Charge/APR

**

     

 

 

 

 

 

5

1288.45%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

6

1073.71%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

7

920.32%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

8

805.28%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

9

715.81%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

10

644.23%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

11

585.66%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

12

536.85%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

13

495.56%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

14

460.16%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

15

429.48%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

16

402.64%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

17

378.96%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

18

357.90%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

19

339.07%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

20

322.11%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

21

306.77%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

22

292.83%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

23

280.10%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

24

268.43%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

25

257.69%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

26

247.78%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

27

238.60%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

28

230.08%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

29

222.15%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24

30

214.74%

$35.29

$44.12

$52.94

$61.76

$70.59

$79.41

$88.24



Click here to view our License in the state of Arizona.

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