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Understanding Payday LoansCorporateLegal Notice |
Consumer Notice:
Payday advances should be used for short term finacial needs only, not as a long-term financial solution.
Customers with credit difficulties should seek credit counseling.
Fastwire Cash
A reliable state
licensed lender
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Alabama Payday Loans
Governing Law
The payday loan agreement will be governed by the laws of the state of Alabama.
more information, please contact the Alabama State Banking Department.
Payday Loan Amount
The minimum loan amount for Alabama residents is $100.00.
The maximum loan amount for Alabama residents will be $500.00.
Payday loans will be issued in $50 increments.
Payday Loan Terms
Your loan will be due on your next payday that falls at least 10 days away. If your
next paydate is less than 10 days away, your due date will be the following payday.
Payday Loan Extensions
You may extend your payday loan a maximum of 1 time by paying an additional fee before
the full amount must be satisfied. Extension, partial payment, and early payoff
requests must be received at least 2 business days prior to your due date. These
updates to your payday loan can be requested by logging into your member account.
Fees and Charges
Your payday loan fees will be $17.50 per $100 borrowed.
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$300
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$350
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$400
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$450
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$500
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Term In Days APR** |
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10 |
638.75% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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11 |
580.68% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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12 |
532.29% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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13 |
491.35% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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14 |
456.25% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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15 |
425.83% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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16 |
399.22% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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17 |
375.74% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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18 |
354.86% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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19 |
336.18% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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20 |
319.38% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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21 |
304.17% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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22 |
290.34% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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23 |
277.72% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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24 |
266.15% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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25 |
255.50% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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26 |
245.67% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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27 |
236.57% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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28 |
228.13% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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29 |
220.26% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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30 |
212.92% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
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31 |
206.05% |
$52.50 |
$61.25 |
$70.00 |
$78.75 |
$87.50 |
fees-az.aspx
Click here to view our License in the state of Alabama |
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