A fast, convenient loan until your next payday. When you apply for the payday loan on-line or over the phone, you can be approved instantly, and your cash advance can be deposited electronically into your account the next business day. Payday loans are designed to be short term loans to meet an immediate cash need and are not intended as a solution for longer term financial problems. Credit counseling services are available to consumers and are a viable option for longer term financial problems. This type of loan has also been referred to as a Payday Advance, Payday Cash Advance, Payday Loan, Payday Cash Loan, Faxless Payday Loan, or Cash Advance.

Loan limits will be determined based on your income and other factors. Some states have limits on the amount you can borrow through a payday loan. After successful repayment of your Fastwire Cash advance, we may agree to increase your amount on future payday loans. Click here to see the payday loan rates that apply to your state.

No. Due to recent changes in federal regulations, Fastwire Cash does not have a product offering that adequately meets your needs.

Just complete our on-line payday loan application, or call toll free 1-800-221-9884 , 24 hours a day, and one of our friendly loan consultants will complete the application for you. It’s that easy!

You can still qualify for a payday loan even if you have a low credit rating.

Your payday loan application is protected under our Privacy Policy and is completely secure.

If you apply for a payday loan on-line, you will receive an on-line notification advising you that you are pre-approved for the loan, pending verification of your information. If you apply directly with Customer Service via the toll-free number, you will usually be informed if you are pre-approved while still on the phone. Once your information is verified, you will be contacted with your loan status.

The fee is specific to the state you live in. Click here to see the rules that apply to your state.

Your application will be processed within minutes after receipt. If you are approved for a payday loan and all information is verified by 5:00PM EST, you will generally receive your cash advance the following business day directly deposited into your checking or savings account.

Your due date will generally be your next pay date that is at least 4 days away. Rules and regulations may vary by state. Click here to see the rules that apply to your state.

You can pre-pay the balance of the payday loan or extension in whole or in part at any time prior to the due date of that balance. If you pay off early, you may be entitled to a refund of a portion of your fee.

Yes. You can make a partial payment in increments of at least $5 on the principal owed on the payday loan without incurring additional charges above the charges provided in the loan contract.
Just call us at 1-800-221-9884, or e-mail support@fastwirecash.com to make a partial payment.

Yes. You have the right to rescind any payday loan made by us and cancel your obligations by 5:00 PM (of the time zone as specified in your loan agreement) of the next business day following the cash advance transaction without having to pay any charges provided that you return all of the loan proceeds received. To cancel this Loan Agreement, you must fax or email to us written notice of your intent to cancel prior to 5:00 PM (of the specified time zone) of the next business day following your cash advance transaction at support@fastwirecash.com or fax 800-416-5447.

Absolutely. If you live in a state that allows roll-overs and you requested to extend the payday loan on the due date. In the event that we could not reach you when we attempted to contact you, you can pay the payday loan in full by contacting us at least 2 business days prior to the due date. You can also log onto your account to make the request. You can make a partial payment at any time before the due date. If you elected not to pay the loan in full on the due date, you can request to extend the loan until your next pay date and only pay the renewal fee on the due date, with the principal and fee due on the next pay date. If you live in a state that does not allow extensions of the payday loan, you must pay the full balance on the due date. You can also make a partial payment at any time before the due date. Click here to see the rules that apply to your state.

The cost to extend a loan is an additional fee at the same rate of the original loan fee. Some states may require a percentage of the principal to be repaid with each extension. Click here to see the rules for your state. If there are no requirements to pay a portion of the principal in the state where you reside, then on the third and subsequent extensions, you must pay a minimum of $50 towards the principal in addition to the fees due for the renewal of the loan until the payday loan is fully repaid. This is intended to be a consumer protection as payday loans are designed to be short term loans to meet an immediate need. For Utah customers, if you request an extension and we grant that request, you may obtain an extension by paying at least enough to cover interest earned up to that point (usually the finance charge previously disclosed). We also recommend that you pay as much extra as you can to reduce your principal balance. You can extend your loan up to a maximum of 12 weeks from the loan origination date.

If you have not requested to extend your payday loan at least 2 days prior to the due date, or you do not have any extensions available, you must contact us immediately to set up payment arrangements. If you do not have the funds available in your account on your due date, we will initiate collection procedures immediately. You will not be eligible for future loans with us if you default on your payday loan.

If you do not want to repay your loan on the due date, you may extend your loan until your next payday if you live in a state that allows payday loan extensions. When you log into your account, you will be advised if you have any extensions available, or you can call Customer Service at 1-800-221-9884. Extension requests must be received at least 2 business days prior to your due date.

Generally, you can apply for a new payday loan after 2 business days ,unless there are specific requirements for the state where you reside. It usually takes 2 business days for your payment to clear your bank. Once we confirm that the payment has cleared, we can issue another loan to you.
* North Dakota has a 3 business day requirement between payday loans.

We truly value our returning customers and want to make your application process as fast and convenient as possible. Once you have applied for a payday loan with FastwireCash, your personal information is saved in our secure webservers and is protected by your private Customer ID and password. You will receive this ID and Password at the end of your first application process with us. To apply for another loan in the future, click on the Returning Customer link on the Home Page. Once you enter your ID and password, your pre-completed application form is ready for you. Once you review the application, update any information necessary and fill in the next pay dates, you are ready for your payday loan to be processed. What could be easier?

Call Customer Service at 1-800-221-9884, 24 hrs a day, 7 days a week for assistance.

To change your profile information, please call Customer Service, 24 hrs a day, 7 days a week at 1-800-221-9884 for assistance. You can change your end of loan action (pay in full, extend loan, or make a partial payment) by logging on to your account. Note: End of loan payment options vary by state and the number of renewals you may have already taken on the loan. See the specific rules that apply to your state by clicking on the Rates and Terms link. Your account will also display your specific available options.